Employees forced to pay greater share of their healthcare costs

Health InsuranceRecent study revealed that employees have been forced to take greater share of their healthcare costs by the employers. According to statistics nearly 170 million Americans get their health insurance through an employer.

The report prepared by Milliman Inc., a consulting firm revealed that Healthcare costs for Americans who get medical coverage through an employer hit a record $16,771 per family this year, and they have to pay more themselves.

The report said that costs grew by an average of $1,162 per family this year from an average of $15,609 last year.

The report added that employers still pay the lion's share of healthcare costs, with an average contribution of $9,947 per worker. Employees paid an average of $4,004 in payroll deductions and an additional $2,820 in out-of-pocket expenses.

Despite all this the report stated that costs are rising slowly as compared to initial years. Study revealed that cost-control measures have been effective.

The report further said that the recession could lead to further cost rise as hospitals, doctors and other providers may be forced to increase their rates to stay afloat.